Insights

Hear the things that matter first, with news and insights from Precede Capital Partners and our trusted collaborators

The challenges posed by the Building Safety Act – Higher-Risk Business: Mind the Gap
In Part 1 of this series, I outlined how delays associated with the Gateways under the Building Safety Act (“BSA”) have created new project risks for developers and lenders alike whilst they wait for, or plan for the additional programme…
Meet the team: Andrew Whittaker, Director, Legal
In this series, we ask the Precede Capital team five questions about life at Precede, their career and what motivates them. Tell us about your role at Precede, what does your day-to-day look like? I have a broad role at…
The Challenges Posed by the Building Safety Act – Higher-Risk Business: The “Gateways”
This blog is the first part of our series on the Building Safety Act 2022 (BSA) and its impact on the real estate development industry. Throughout this series we’ll explore the steps that developers and lenders can take to navigate…
Meet the team: Ben Lynch, Senior Director, Credit
In this series, we ask the Precede Capital team five questions about life at Precede, their career and what motivates them. Tell us about your role at Precede, what does your day-to-day look like? I manage the loan portfolio for…
Beyond the buzzword: why creating social value is one of our industry’s most important responsibilities
The ‘E’ in ESG has typically received the most airtime, while the ‘S’ has been comparatively overlooked. That is true across many sectors – but particularly applicable in the world of real estate. This is partly a function of social…
The retrofit revolution: how retrofitting will contribute to a more sustainable built environment
While the UK’s newly elected Labour government’s manifesto includes numerous commitments to achieving Net Zero by the midpoint of this century, the inconvenient truth is that decarbonising the British economy is proving to be exceptionally difficult. Around 40% of UK…
Why MMC has a vital role to play in delivering a sustainable built environment
Last month, my colleague Boris Rumak wrote how mitigating the risk of contractor insolvency when funding modular construction schemes can make modern methods of construction (MMC) more commercially viable, unlocking their potential to transform the UK’s housing market. In this…
How bridge loans can help create a more sustainable real estate sector
Late last year, my colleague David Jerrard wrote how, amid economic uncertainty, bridge lending provides much-needed financial support to developers in circumstances where the real estate asset is not yet generating income. This could be either pre-construction (providing financial support…
Mitigating contractor insolvency risk when funding modular construction schemes
Modular construction is a method of delivering new housing schemes that has attracted equal parts fascination and scepticism from real estate investors. On the one hand, the prospect of funding a scheme where the building modules are manufactured off-site in…
Building with B Corp: How B Corp can help deliver a sustainable real estate sector
There are 1,500 UK-headquartered businesses with B Corp certification. Yet less than 40 of these operate in the real estate sector. Worldwide, the food and drink industry is the front-runner, followed by the IT software and services sector in second…
Bridging the gap: how real estate non-bank lenders adapt to shifting markets
2023 has been a challenging year for financial markets – and lenders have had to adapt at pace. By March, three major US banks had collapsed, sending markets into turmoil. The European banking sector was only spared the same scenario…
A nation of homeowners? How the housing market slump could impact retirement living
Most younger people in the UK will probably tell you that one of the biggest differences between themselves and their parents or grandparents’ generations is the possibility of owning a home. 70% of those aged 65 and over own their…
The cost of being green: how the housing sector must respond to the ULEZ backlash
Last month, the proposed expansion of London’s Ultra Low Emission Zone became a lightning rod for growing discontent with the costs imposed on consumers to finance the UK’s green transition. In Uxbridge, West London, there was a groundswell of popular…
Street’s ahead: why metro mayors are good news for UK housing
Since their formal introduction via the Cities and Local Government Devolution Act in 2016, metro mayors have quickly become figureheads for urban revival in the UK. These directly elected city leaders are assigned devolution budgets intended to expedite the growth,…
Calm amid the storm: why non-bank lenders have a key role to play during market turmoil
With three major US banks having collapsed this year, and markets roiled, it’s tempting to draw parallels between the current volatility we’re witnessing and 2008. The reality is that this turbulence is markedly different in origin and form to the…
A week in politics and what it means for the housing market
This week in politics has affected the housing market. Rishi Sunak’s new government is fighting economic fires on multiple fronts. These include record CPI inflation figures of 11.1% for October, largely led by the energy supply crunch, continuing to fuel…
The Brexit challenges that are still impacting the construction industry
Brexit Challenges That Are Still Impacting the Construction Industry It’s no surprise that the disrupting force of the global pandemic has been the focus of industry leaders for the past 18 months or so. However, the effects of another seismic…
What the City of London’s plans do – and don’t tell us about post-pandemic trends
The City of London’s Plans in the Post-Pandemic Period Last week the City of London Corporation unveiled plans to adapt its buildings and public spaces for a post-pandemic world, attracting widespread attention specifically for its commitment to adding 1,500 new…
Why BTR should remain a target sector for investors, developers and lenders
BTR Should Remain a Target Sector. Here’s Why. The build-to-rent market has firmly established itself a core operational real estate asset class, and proved the investment case for the important role rental stock needs to play in future UK housing…
2020: Sales, Construction, and Transaction Levels
The impact of the pandemic is now measurable as year-end figures are published. A full picture of the impact of the COVID-19 pandemic is now emerging as year-end figures on sales, construction, and transaction levels are published. Figures from HMRC…
UK’s Construction Industry Post-COVID Digital Revolution?
How will the Post-COVID Digital Revolution Affect the UK Construction Industry? Amidst the once-in-a-generation pandemic, the UK’s real estate industry had a bumpy ride in 2020 – from strong growth in residential and logistics real estate, a wholesale ‘pause’ in…
Measuring Social Value
How Does Precede Capital Measure Social Value? Precede Capital considers its activities holistically, taking account of the wider economic, social and environmental effects of its actions. Social Value serves as an umbrella term for these broader effects. We have committed…
Green Finance for Residential Development
The Growth of Green Finance and its Impact on Residential Development Green finance today is akin to the internet in 1999; it exists already, but most of its extraordinary growth still lies ahead. The definition of Green Finance, according to…
The Momentum Behind Sustainable Investing
The Momentum Behind Sustainable Investing Environmental, social, and governance (ESG) considerations have never held more sway over how much money, and on what terms, companies, and governments can raise funds from institutional and retail investors than they do today. The…
Responsibility for the Cladding Crisis
Lessons Learnt from the Cladding Crisis The knock-on effect of the cladding crisis could have a drastic impact on Britain’s entire housing market. In the aftermath of the Grenfell Tower tragedy, thousands of residential buildings were deemed as high-risk properties…
Getting Ahead of the Curve
The pandemic & inclusion has brought communities together more than ever. 2020 has undoubtedly been another milestone year for Environmental, Social and Governance (ESG) factors. The impact of the global pandemic, the prominence of issues around diversity and inclusion through…
Decision-Making During Uncertain Market Conditions
How Does One Make Decisions in Turbulent Conditions? The past year was unlike any other. Investment decisions have become even more complex due to the global impact of the coronavirus pandemic and influences that have been around for longer, like…
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